Your Trusted Financial Partner Your Growing Business
Needs

OpulencePay is the financial partner that growing businesses need. We consistently  deliver fast service and a full range of lending programs, building on a tradition of  serving the financial needs of local businesses and individuals.

Lending on your terms

Providing loans and deposits to small businesses within our footprint, including working capital lines of credit, equipment financing, business credit cards, checking accounts and more.

SPEAK TO AN EXPERT
COMMERCIAL & PERSONAL LENDING
Commercial & Personal Lending
Take advantage of our full range of products.
01
Term Loans

OpulencePay  has the ability to provide a variety of solutions to meet your financing needs.

02
Lines of Credit

Providing flexibility for short-term working capital needs, and available cash when you need it, our LOCs help optimize cash flow.

03
Real Estate

Providing financing for the purchase, refinance, construction, expansion or remodel of real estate properties.

04
Credit Cards

Providing convenient credit for your everyday business spending needs to better manage cash flow.


HARDWARE SOLUTIONS

Innovation At Your Fingertips

With a variety of terminals from Clover, DejaVoo, Ingenico and Verifone, you will have full access to our cutting-edge technology.


OPULENCE PAY
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FREQUENTLY ASKED QUESTIONS
Frequently Asked Questions
Whether you’re a new merchant looking to learn more about OpulencePay, or an existing customer that needs help with our solutions, find quick answers to the most frequently asked questions here.

OpulencePay allows businesses to accept payments from customers using credit or debit cards. The transaction is processed securely through our payment system, and funds are transferred from the customer's account to the merchant's account.

Typically, funds from credit and debit transactions are deposited into your account within 1-3 business days, depending on your bank's processing time.

Fees for processing credit and debit payments vary depending on the type of transaction and card used. It's best to contact OpulencePay directly for a detailed breakdown of the fees.

Yes, OpulencePay offers secure online payment processing for credit and debit card transactions, allowing you to accept payments from customers on your website.

Yes, we offer online payment processing solutions for our merchants with our integrated payment gateway solutions. Our payment gateway facilitates secure online transactions between your website and the payment processor.

OpulencePay uses advanced encryption and security protocols to ensure that all transactions are secure and protect sensitive customer data.

Yes, OpulencePay allows you to set up recurring billing, making it easy for customers to pay for services or subscriptions on a regular schedule.

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