Consumer Lending 

For You, Done

Right

OpulencePay provides the opportunity for our merchants to offer their customers  quick and competitive lines of credit — with unsecured consumer loans from  $5,000 to $250,000 with a simple online application.

Understand your loans

Your merchant loan is based on your average monthly revenue, projected future revenue, or a multiple of your monthly debit and credit sales. Contact our sales representatives today to discuss your merchant lending options. 

SPEAK TO AN EXPERT
CONSUMER LENDING
Consumer Lending 
ACH transactions are efficient and completely electronic by taking the funds directly from the customer’s bank account.
01
Extended

repayment terms, up to twelve years.*

02
No personal

Collateral required.

03
Large

Loan amounts, up to $250,000.*

04
Premium

Service 7 days a week.

05
Affordable

Monthly payments.

06
Funding in as

Few as 3 days.**

*         Loan sizes, interest rates, and loan terms vary and are determined by applicant’s credit profile.
           Finance amount may vary depending on your state of residence.

            For complete program details, call  951-900-7280

**     This is not a guaranteed offer of credit and is subject to credit approval.

OPULENCE PAY
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FREQUENTLY ASKED QUESTIONS
Frequently Asked Questions
Whether you’re a new merchant looking to learn more about OpulencePay, or an existing customer that needs help with our solutions, find quick answers to the most frequently asked questions here.

OpulencePay allows businesses to accept payments from customers using credit or debit cards. The transaction is processed securely through our payment system, and funds are transferred from the customer's account to the merchant's account.

Typically, funds from credit and debit transactions are deposited into your account within 1-3 business days, depending on your bank's processing time.

Fees for processing credit and debit payments vary depending on the type of transaction and card used. It's best to contact OpulencePay directly for a detailed breakdown of the fees.

Yes, OpulencePay offers secure online payment processing for credit and debit card transactions, allowing you to accept payments from customers on your website.

Yes, we offer online payment processing solutions for our merchants with our integrated payment gateway solutions. Our payment gateway facilitates secure online transactions between your website and the payment processor.

OpulencePay uses advanced encryption and security protocols to ensure that all transactions are secure and protect sensitive customer data.

Yes, OpulencePay allows you to set up recurring billing, making it easy for customers to pay for services or subscriptions on a regular schedule.

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